MORTGAGE CHARGES
TARIFF OF MORTGAGE CHARGES
The list below details the charges which can be incurred during the life of your mortgage with National Counties.
The standard initial charges associated with a Society mortgage, including product fees and/or Early Repayment Charges, are detailed on the notes accompanying the application form and the mortgage product summary sheet. Charges shown include VAT where applicable.
| General Charges | Amount |
| Change of parties administration fee (exclusive of legal cost) | £125 |
| Certificate of title / proof of ownership | £30 |
| Change of term fee | £100 |
| Consent for installation of solar panels (exclusive of legal costs and valuation) | £125 |
| Consent to let a mortgaged property fee | £100 |
| Duplicate statement fee (original supplied at no charge) | £20 |
| Further advance processing (inclusive of revaluation) | £125 |
| Further advance legal work (exclusive of disbursements e.g. search fees) | £100 |
| List of account transactions | £20 |
| Giving you a reference | £60 |
| Option sale agreement approval (exclusive of legal costs) | £125 |
| Partial release of property / title alterations fee (exclusive of legal costs) | £125 |
| Product fee (where applicable) | various |
| Change of repayment method / product transfer of mortgage fee (exclusive of legal costs) | £75 |
| Reinspection / revaluation of mortgaged property fee | £80 |
| Second charge registration fee | £30 |
| Certificate of interest paid fee (per tax year) | £15 |
| Funds transfer fee | £30 |
| Lifetime mortgage facility renewal fee | £99 |
| Additional Redemption Statement in the same month (initial statement free) | £20 |
| Deeds / Redemption related charges | Amount |
| Request for legal documentation fee | from £24 |
| Deeds production / Release fee | £30 |
| Letter of no further interest | £60 |
| Mortgage Exit Fee | £100 |
| Arrears related administration charges | Amount |
| Administration charge for checking and signing Witness Statement | £35 |
| Broken arrangement fee | £20 |
| Non Standard arrears letter fee | £20 |
| Payment of leasehold arrears | £60 |
| Preparation of Pre-action Protocol Checklist / Witness Statement | £60 |
| Unpaid / returned direct debit or cheque, or other unpaid receipt | £25 |
| Warrant for possession | £50 |
| Taking property into possession | £125 |
| Agents instruction fee for attendance at possession | from £295 |
| Arrears counselling services | from £90 |
| Arrears related legal charges | Amount |
| Attendance at court hearing | from £100 |
| Adjournment of hearing | £25 |
| Witness statement and instruction of agents to attend court hearing | £200 |
| Application for possession warrant | £50 |
| Conveyancing fee for sale | from £250 |
| Issue of summons for possession | £165 |
| Non standard letter | £25 |
| Notice to occupiers, tenants and local authority | £60 |
| Pre-action letter | £25 |
| Re-instatement of hearing | £35 |
| Re-issue of warrant | £40 |
| Reply to application to suspend warrant | £100 |
| Reply to defence / special Witness Statement | from £100 |
| Supplemental Witness Statement | £75 |
| Distribution of surplus sale proceeds | from £100 |
| Arrears related disbursements | Amount |
| Court fee for interim application | from £50 |
| Court fee for summons for possession | £325 - £355 |
| Court fee for warrant for possession | £121 |
| Miscellaneous court fees | from £50 |
| Miscellaneous sales expenses (e.g. agents fees, clearance fee) | unlimited |
| Miscellaneous search fees | up to £50 |
| Miscellaneous agents fees (e.g. to attend hearing) | unlimited |
Should an instance arise, not provided for above, where a charge is levied, you will be advised in advance. If there are any changes to the above, you will be notified upon issue of your annual mortgage statement.
Do you need our help?
Since 1 December 2016, all new mortgages have only been available under our award winning Family Building Society brand. So if you have a new business query, please call our Family Building Society New Business Team (Mortgages) on 03330 140140. Our team will be able to look after you even though you currently have a National Counties mortgage. Don’t forget that Family Building Society is part of National Counties Building Society. Both brands are part of one company and we’re all based in the same office in Epsom in Surrey.
If you have a query about your current National Counties mortgage, please call our Mortgage Account Service Team on 03330 140146. For details of our opening hours, please visit our Contact us page.
Alternatively if you would like us to contact you at a time of your choice please complete the call back request form on our website which can be found here: Contact us - Call me back