Year | Date of Change | Owner Occupier | Owner Occupier | Owner Occupier | Residential Investment | Residential Investment | Owner Occupier | Owner Occupier |
| | Annual Standard Variable Rate | Monthly Standard Variable
Rate | Flexible Standard Variable
Rate | Annual Standard Variable
Rate | Monthly Standard Variable
Rate | Managed Variable Rate
for Term
(MVR) Repayment | Managed Variable Rate
for Term
(MVR) Interest Only |
1996 | 18-Jan | 7.49% | Rate not introduced until April 2012 | Rate not introduced until March 2001 | Rate not introduced until May 2001 | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 19-Apr | 6.99% | Rate not introduced until April 2012 | Rate not introduced until March 2001 | Rate not introduced until May 2001 | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
1997 | 06-Jun | 7.39% | Rate not introduced until April 2012 | Rate not introduced until March 2001 | Rate not introduced until May 2001 | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 04-Aug | 7.79% | Rate not introduced until April 2012 | Rate not introduced until March 2001 | Rate not introduced until May 2001 | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 07-Oct | 7.99% | Rate not introduced until April 2012 | Rate not introduced until March 2001 | Rate not introduced until May 2001 | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
1998 | 10-Feb | 8.29% | Rate not introduced until April 2012 | Rate not introduced until March 2001 | Rate not introduced until May 2001 | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 03-Sep | 8.69% | Rate not introduced until April 2012 | Rate not introduced until March 2001 | Rate not introduced until May 2001 | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 30-Nov | 7.99% | Rate not introduced until April 2012 | Rate not introduced until March 2001 | Rate not introduced until May 2001 | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
1999 | 30-Jan | 7.29% | Rate not introduced until April 2012 | Rate not introduced until March 2001 | Rate not introduced until May 2001 | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 26-Mar | 6.85% | Rate not introduced until April 2012 | Rate not introduced until March 2001 | Rate not introduced until May 2001 | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 03-Aug | 6.59% | Rate not introduced until April 2012 | Rate not introduced until March 2001 | Rate not introduced until May 2001 | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 27-Nov | 6.85% | Rate not introduced until April 2012 | Rate not introduced until March 2001 | Rate not introduced until May 2001 | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
2000 | 26-Feb | 7.19% | Rate not introduced until April 2012 | Rate not introduced until March 2001 | Rate not introduced until May 2001 | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
2001 | 03-Mar | 6.99% | Rate not introduced until April 2012 | 7.09% | Rate not introduced until May 2001 | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 05-May | 6.79% | Rate not introduced until April 2012 | 6.99% | 6.99% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 16-Jun | 6.59% | Rate not introduced until April 2012 | 6.79% | 6.79% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 27-Oct | 6.19% | Rate not introduced until April 2012 | 6.39% | 6.49% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 15-Dec | 5.74% | Rate not introduced until April 2012 | 5.94% | 6.00% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
2002 | No changes | No changes | Rate not introduced until April 2012 | No changes | No changes | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
2003 | 10-May | 5.64% | Rate not introduced until April 2012 | 5.84% | 5.90% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 09-Aug | 5.54% | Rate not introduced until April 2012 | 5.74% | 5.80% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 06-Dec | 5.79% | Rate not introduced until April 2012 | 5.99% | 6.05% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
2004 | 06-Mar | 5.99% | Rate not introduced until April 2012 | 6.19% | 6.25% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 26-Jun | 6.24% | Rate not introduced until April 2012 | 6.44% | 6.50% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 17-Jul | 6.49% | Rate not introduced until April 2012 | 6.69% | 6.75% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 01-Sep | 6.74% | Rate not introduced until April 2012 | 6.94% | 7.00% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
2005 | 01-Sep | 6.49% | Rate not introduced until April 2012 | 6.69% | 6.75% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
2006 | 01-Sep | 6.84% | Rate not introduced until April 2012 | 7.04% | 7.10% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 06-Dec | 7.09% | Rate not introduced until April 2012 | 7.29% | 7.35% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
2007 | 07-Feb | 7.34% | Rate not introduced until April 2012 | 7.54% | 7.60% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 06-Jun | 7.59% | Rate not introduced until April 2012 | 7.79% | 7.85% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 01-Aug | 7.84% | Rate not introduced until April 2012 | 8.04% | 8.10% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
2008 | 25-Jan | 7.59% | Rate not introduced until April 2012 | 7.79% | 7.85% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 01-Mar | 7.34% | Rate not introduced until April 2012 | 7.54% | 7.60% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 23-May | 7.09% | Rate not introduced until April 2012 | 7.29% | 7.35% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 24-Nov | 6.79% | Rate not introduced until April 2012 | 6.99% | 7.05% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 01-Dec | 5.29% | Rate not introduced until April 2012 | 5.49% | 5.79% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
2009 | 01-Jan | 5.04% | Rate not introduced until April 2012 | 5.24% | No changes | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
| 05-Feb | 4.69% | Rate not introduced until April 2012 | 4.89% | 5.44% | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
2010 | No changes | No changes | Rate not introduced until April 2012 | No changes | No changes | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
2011 | No changes | No changes | Rate not introduced until April 2012 | No changes | No changes | Rate not introduced until April 2012 | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
2012 | 26-Apr | No changes | 4.79% | No changes | No changes | 5.54% | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
2013 | No changes | No changes | No changes | No changes | No changes | No changes | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
2014 | 14-Jul | No changes | No changes | No changes | No changes | No changes | Rate not introduced until April 2015 | Rate not introduced until May 2015 |
2015 | 02-Apr | No changes | No changes | No changes | No changes | No changes | 1.59% | Rate not introduced until May 2015 |
| 19-May | No changes | No changes | No changes | No changes | No changes | No changes | 2.09% |
2016 | 25-Sep | 4.44% | 4.54% | 4.64% | 5.19% | 5.29% | No changes | No changes |
| 2017 | 01-Dec | 4.69% | 4.79% | 4.89% | 5.44% | 5.54% | 1.84% | 2.34% |
| 2018 | 25-Sep | 4.94% | 5.04% | 5.14% | 5.69% | 5.79% | 2.09% | 2.59% |
| |