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The list below details the charges which can be incurred during the life of your mortgage with National Counties.

The standard initial charges associated with a Society mortgage, including product fees and/or Early Repayment Charges, are detailed on the notes accompanying the application form and the mortgage product summary sheet. Charges shown include VAT where applicable.

General charges Amount 
Change of parties administration fee (exclusive of legal cost)£125 
Certificate of title / proof of ownership£30 
Change of term fee£100 
Consent for installation of solar panels (exclusive of legal costs and valuation) £125 
Consent to let a mortgaged property fee£100 
Duplicate statement fee (original supplied at no charge)£20 
Further advance processing (inclusive of revaluation)£125 
Further advance legal work (exclusive of disbursements e.g. search fees)£100 
List of account transactions£20 
Giving you a reference£60 
Option sale agreement approval (exclusive of legal costs)£125 
Partial release of property / title alterations fee (exclusive of legal costs)£125 
Product fee (where applicable)various 
Change of repayment method / product transfer of mortgage fee (exclusive of legal costs)£75 
Reinspection / revaluation of mortgaged property fee£80 
Second charge registration fee£30 
Certificate of interest paid fee (per tax year)£15  
Funds transfer fee £30 
Lifetime mortgage facility renewal fee£99 
Additional Redemption Statement in the same month (initial statement free)£20 
 
Deeds / Redemption related charges Amount 
Request for legal documentation feefrom £24 
Deeds production / Release fee£30 
Letter of no further interest£60 
Mortgage Exit Fee£100 
 
Arrears related administration chargesAmount  
Administration charge for checking and signing Witness Statement£35 
Broken arrangement fee£20 
Non Standard arrears letter fee£20 
Payment of leasehold arrears£60 
Preparation of Pre-action Protocol Checklist / Witness Statement£60 
Unpaid / returned direct debit or cheque, or other unpaid receipt£25 
Warrant for possession£50 
Taking property into possession£125 
Agents instruction fee for attendance at possessionfrom £295 
Arrears counselling servicesfrom £90 
 
Arrears related legal chargesAmount  
Attendance at court hearingfrom £100 
Adjournment of hearing£25 
Witness statement and instruction of agents to attend court hearing£200 
Application for possession warrant£50 
Conveyancing fee for salefrom £250 
Issue of summons for possession£165 
Non standard letter£25 
Notice to occupiers, tenants and local authority£60 
Pre-action letter£25 
Re-instatement of hearing£35 
Re-issue of warrant£40 
Reply to application to suspend warrant£100 
Reply to defence / special Witness Statementfrom £100 
Supplemental Witness Statement£75 
Distribution of surplus sale proceedsfrom £100 
 
Arrears related disbursementsAmount 
Court fee for interim applicationfrom £50 
Court fee for summons for possession£325 - £355  
Court fee for warrant for possession£121 
Miscellaneous court feesfrom £50 
Miscellaneous sales expenses (e.g. agents fees, clearance fee)unlimited 
Miscellaneous search feesup to £50 
Miscellaneous agents fees (e.g. to attend hearing)unlimited 

Should an instance arise, not provided for above, where a charge is levied, you will be advised in advance. If there are any changes to the above, you will be notified upon issue of your annual mortgage statement.

Do you need our help?

Since 1 December 2016, all new mortgages have only been available under our award winning Family Building Society brand. So if you have a new business query, please call our Family Building Society New Business Team (Mortgages) on 03330 140140. Our team will be able to look after you even though you currently have a National Counties mortgage. Don’t forget that Family Building Society is part of National Counties Building Society. Both brands are part of one company and we’re all based in the same office in Epsom in Surrey.

If you have a query about your current National Counties mortgage, please call our Mortgage Account Service Team on 03300 243412. We're open Monday to Friday: 8am - 5.30pm and Saturday: 9am – 12pm.

Alternatively if you would like us to contact you at a time of your choice please complete the call back request form on our website which can be found here: Contact us - Call me back