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We no longer offer new mortgages or additional borrowing with National Counties Building Society, but you can find full details of how we can help you under our award winning Family Building Society brand instead. We’re part of one company based in Epsom in Surrey so you’ll experience our usual high standard of customer service from the same people. We offer identical mortgage products that you’re used to, as well as some innovative and flexible products to meet the needs of the modern family across all generations.

THE MORTGAGE WILL BE SECURED ON YOUR HOME
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Click here to be taken to our Family Building Society website to view our mortgage products available if you’re looking to borrow more money.

 

The following mortgage is only available to existing Family First borrowers for home improvements.

FAMILY FIRST GUARANTOR MORTGAGE FIXED RATE

Product
name
Initial interest rate Followed by our SVR^, currently The overall cost for comparison
is
Minimum interest
rate payable
Interest calculated Product fee Early repayment charges Further details

Capital and Interest Repayment

3 year fixed rate until 31/05/2022 3.09% 5.04%

4.5% APRC

No Monthly Nil Yes Click Here
The above mortgage must complete by 01/08/2019. Total borrowing of up to 95% of current property value can be considered. Only available to existing Family First borrowers for home improvements.

Representative example:
A further advance of £31,600.00 payable over 15 years initially on a fixed rate for 3 years at 3.09% and then on our monthly standard variable rate, currently 5.04%, for the remaining 12 years would require 38 monthly payments of £219.59 and 142 monthly payments of £244.10, plus one initial interest payment of £83.14.
The total amount payable would be £43,314.76 made up of the loan amount plus interest of £11,489.76 and an application fee of £125 which includes the valuation fee, and legal fees of £100.
The overall cost for comparison is 4.5% APRC representative.

Product
name
Initial interest rate Followed by our SVR^, currently The overall cost for comparison
is
Minimum interest
rate payable
Interest calculated Product fee Early repayment charges Further details

Interest Only

3 year fixed rate until 31/05/2022 3.09% 5.04% 4.7% APRC No Monthly Nil Yes Click Here
The above mortgage must complete by 01/08/2019. Total borrowing of up to 95% of current property value can be considered. Only available to existing interest only Family First borrowers for home improvements.

Representative example:
A further advance of £31,600.00 payable over 15 years initially on a fixed rate for 3 years at 3.09% and then on our monthly standard variable rate, currently 5.04%, for the remaining 12 years would require 38 monthly payments of £81.37 and 142 monthly payments of £132.69, plus one initial interest payment of £83.14.
The total amount payable would be £53,842.18 made up of the loan amount plus interest of £22,017.18 and an application fee of £125 which includes the valuation fee, and legal fees of £100.
The overall cost for comparison is 4.7% APRC representative.

What is a representative example?
This is an illustration of a typical mortgage and its total cost.

FOOTNOTES

^ SVR stands for Standard Variable Rate.

NEXT STEPS

If you already have a National Counties mortgage, please call our Mortgage Account Service Team on 03330 140146 where our customer representatives will be able to answer any queries you might have. For details of our opening hours, please visit our Contact us page.

Alternatively, if you would like us to contact you at a time of your choice, please complete our call back request form.