NCBS - National Counties Building Society
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Our current savings products are summarised below, full details and an application form can be obtained by clicking the appropriate account name in the left hand column of the table.


The interest rates can be viewed by selecting Interest Rates from the left hand menu.

Useful Information

If you have any questions, for new business please call us on 03300  243413 or email our new account enquiry team. For existing business please call us on 03300 243411 or email our savings account service team.
2nd Issue Cash NISAtick-icontick-icon  tick-icon£1£15,240 + transfers
 3rd Issue 45 Day Notice Cash NISA tick-icon  tick-icon£3,000 £15,240 + transfers
2nd Issue Direct Access Share tick-icon tick-icon       £1 £1,000,000
3rd Issue Branch Savertick-icontick-icon   £1£1,000,000
4th Issue Bond Saver* tick-icon £1,000 Bond proceeds
 3rd Issue Notice Saver Account tick-icontick-icon  £1,000£2,000,000
2nd Issue Tracker Savings Bond (variable rate for 2 years)  tick-icontick-icon  £5,000£150,000
 62nd Issue Savings Bond (fixed rate for 2 years) tick-icontick-icontick-icon £1,000 £150,000
 63rd Issue Savings Bond (fixed rate for 3 years) tick-icontick-icontick-icon £1,000 £150,000
64th Issue Savings Bond (fixed rate for 5 years) tick-icontick-icontick-icon£1,000 £150,000

   ^ Subject to your total holding with us not exceeding £2,000,000
   * Please note: The 4th Issue Bond Saver is available exclusively to existing customers for reinvestment of funds from maturing Savings Bonds. This account has been designed to offer easy access and an attractive rate of interest.

By centralising administration in our Epsom head office, we are able to provide a first class professional service to our customers. Our efficiency ensures that competitive rates are offered to savers and operation of savings accounts is straightforward.

You can contact us in the following ways:
+ Telephone
+ Post
+ Branch
+ National Counties Online service

National Counties Online
- accounts unavailable with the service:
+ Deposit accounts
+ Joint accounts where two or more account holders are required to authorise transactions
+ Accounts held by organisations or corporate bodies, including clubs, associations, charities and companies
+ Accounts held by trustees
+ Accounts operated by a donee under a power of attorney

Interested in giving your money a health check?
The Money Advice Service is a free, independent service. Set up by government and funded by a levy on the financial services industry. This facility offers a free confidential health check. Just answer some confidential straightforward questions, which takes about 5 - 10 minutes and receive an action plan tailored to you with clear goals to work towards.

You can receive your money health check by clicking on this link: Money Advice Service.

Tax on building society savings accounts
To check if you are eligible for tax-free savings, go to

Financial Ombudsman Service

We are covered by the Financial Ombudsman Service. Click here for further details about the Financial Ombudsman

Financial Services Compensation Scheme
The Society participates in the Financial Services Compensation Scheme (FSCS) established under the Financial Services and Markets Act 2000. Eligible deposits are protected by the FSCS.

link to find out more about the fscs

Further details are available from

The FSCS has produced a new online tool for consumers who want to know whether their savings are protected, you can find out more about this here: FSCS Deposit Protection Checker.