NCBS - National Counties Building Society
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Our current savings products are summarised below, full details including interest rates and an application form can be obtained by clicking the appropriate account name in the left hand column of the table.

Alternatively you can compare interest rates of all our National Counties savings products here.

Useful Information

If you have any questions, for new business please call us on 03300  243413 or email our new account enquiry team. For existing business please call us on 03300 243411 or email our savings account service team.
2nd Issue Cash ISAtick-icontick-icon  tick-icon£1£15,240 + transfers
5th Issue 45 Day Notice Cash ISA
This product is a flexible ISA
 tick-icon  tick-icon£3,000 £15,240 + transfers
2nd Issue Direct Access Share tick-icon tick-icon       £1 £1,000,000
4th Issue Branch Savertick-icontick-icon   £1£1,000,000
5th Issue Bond Saver* tick-icon £1,000 Bond proceeds
4th Issue Notice Saver Account tick-icontick-icon  £1,000£2,000,000
 Windfall Bond** tick-icon   £10,000 £10,000 per bond 
 Flexible ISA**tick-icontick-icon  tick-icon£500£15,240 + transfers
 Market Tracker Cash ISA**tick-icontick-icon  tick-icon£500 £15,240 + transfers
 Market Tracker Saver**^^tick-icontick-icon   £500£100,000 
 Helping Hand Saver** tick-icon   £10,000£200,000 
 First Home Saver**tick-icontick-icon   £100£50,000 
 Junior Saver**tick-icontick-icon   £1£25,000 
 Cash Junior ISA** tick-icon  tick-icon£1£4,080

   ^ Subject to your total holding with us not exceeding £2,000,000
   * Please note: The 5th Issue Bond Saver is available exclusively to existing customers for reinvestment of funds from maturing Savings Bonds. This account has been designed to offer easy access and an attractive rate of interest.
 ** These accounts are available via the Family Building Society. National Counties Building Society launched the Family Building Society in July 2014, with the aim of helping families tackle some of today's most pressing financial problems. Find out more about the Family Building Society here.
^^ Available excusively to Family Building Society customers and their immediate family members only.

By centralising administration in our Epsom head office, we are able to provide a first class professional service to our customers. Our efficiency ensures that competitive rates are offered to savers and operation of savings accounts is straightforward.

You can contact us in the following ways:
+ Telephone
+ Post
+ Branch
+ National Counties Online service

National Counties Online
- accounts unavailable with the service:
+ Deposit accounts
+ Joint accounts where two or more account holders are required to authorise transactions
+ Accounts held by organisations or corporate bodies, including clubs, associations, charities and companies
+ Accounts held by trustees
+ Accounts operated by a donor under a Power of Attorney

Operating an account on behalf of someone else
Power of Attorney, Deputy Arrangements and Third Party Mandates are available on our accounts. For further information regarding these facilities, please refer to our FAQs page. You may also find it useful to look at the following guidance document, compiled by the Building Society Association, which explains how a person can manage a bank or building society account on another person’s behalf:
+ Guidance for people wanting to manage a bank account for someone else

If you require further assistance, please contact our Savings Account Service team on 03300 243411.

Interested in giving your money a health check?
The Money Advice Service is a free, independent service. Set up by government and funded by a levy on the financial services industry. This facility offers a free confidential health check. Just answer some confidential straightforward questions, which takes about 5 - 10 minutes and receive an action plan tailored to you with clear goals to work towards.

You can receive your money health check by clicking on this link: Money Advice Service.

Tax on building society savings accounts
To check if you are eligible for tax-free savings, go to

Financial Ombudsman Service

We are covered by the Financial Ombudsman Service. Click here for further details about the Financial Ombudsman

Financial Services Compensation Scheme
The Society participates in the Financial Services Compensation Scheme (FSCS) established under the Financial Services and Markets Act 2000. Eligible deposits are protected by the FSCS.

link to find out more about the fscs

Further details are available from

The FSCS has produced a new online tool for consumers who want to know whether their savings are protected, you can find out more about this here: FSCS Deposit Protection Checker.