Savings home

Savings Account	Easy Access	Annual Interest	Monthly Interest	Fixed Rate	Tax Free Interest	Min Investment	Max Investment^
Second Issue Cash ISA						£1	£5,340 + transfers
45 Day Notice Cash ISA						£3,000	£5,340 + transfers
5th Issue Fixed Rate Cash ISA						£1,000	£5,340 + transfers
Junior ISA						£1	£3,600
Direct Access Share						£1	£1,000,000
Monthly Saver						£20*	£500*
Notice Saver						£1,000	£2,000,000
Branch Saver						£1	£1,000,000
Bond Saver						£1,000	Bond proceeds
41st Issue Savings Bond						£1,000	£150,000
1st Issue Tracker Savings Bond						£1,000	£150,000

   ^ Subject to your total holding with us not exceeding £2,000,000
   *  Investment required each month
  

By centralising administration in our Epsom headquarters, we are able to provide a first class professional service to our customers. Our efficiency ensures that competitive rates are offered to savers. Operation of savings accounts is easy, as you may contact us by:

• Telephone
• Post
• Branch
• National Counties Online service

National Counties Online - accounts unavailable with the service:-

• Deposit accounts
• Joint accounts where two or more account holders are required to authorise transactions
• Accounts held by organisations or corporate bodies, including clubs, associations, charities and companies
• Accounts held by trustees
• Accounts operated by a donee under a power of attorney

Interested in giving your money a health check?

The Money Advice Service is a free, independent service. Set up by government and funded by a levy on the financial services industry. This facility offers a free confidential health check. Just answer some confidential straightforward questions, which takes about 5 - 10 minutes and receive an action plan tailored to you with clear goals to work towards.

You can receive your money health check by clicking on this link, Money Advice Service.

Financial Ombudsman Service

We are a member of the Financial Ombudsman Service. Click here for further details about the Financial Ombudsman 

Financial Services Compensation Scheme

The Society participates in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. Payments under the Scheme are limited to a maximum of £85,000 of an investor's total shares and/or deposits in a Society. Most investors are covered, including individuals and small firms.

Those not covered include:-

• A large company
• A large partnership
• A large mutual association
• A local authority
• An overseas financial services institution
• Some pension funds
• The auditors of the Society and its group
• A person whose claim arises from transactions in connection with which they have been convicted for money laundering

A small number of categories of shares and deposits are not covered. Although most shares and deposits are denominated in sterling, all other currencies are covered. Further details are available from www.fscs.org.uk.