NCBS - National Counties Building Society
You are here: Home > Savings  >  Savings home

savings-personSavings home 

Our current savings products are summarised below, full details and an application form can be obtained by clicking the appropriate account name in the left hand column of the table. 

The interest rates can be viewed by selecting Interest Rates from the left hand menu.

Useful Information

If you have any questions, please contact our
Customer Centre:

01372 747771

2nd Issue
Direct Access Share
tick-icon tick-icon        £1  £1,000,000
4th Issue
Bond Saver
tick-icon £1,000 Bond proceeds
 3rd Issue Notice Saver Account  tick-icontick-icon   £1,000 £2,000,000 
56th Issue Savings Bond   tick-icontick-icon tick-icon £1,000£150,000
 3rd Issue 45 Day Notice Cash NISA  tick-icon   tick-icon  £3,000£15,000 + transfers

   ^ Subject to your total holding with us not exceeding £2,000,000

By centralising administration in our Epsom head office, we are able to provide a first class professional service to our customers. Our efficiency ensures that competitive rates are offered to savers and operation of savings accounts is straightforward.

You can contact us in the following ways:
+ Telephone
+ Post
+ Branch
+ National Counties Online service

National Counties Online
- accounts unavailable with the service:
+ Deposit accounts
+ Joint accounts where two or more account holders are required to authorise transactions
+ Accounts held by organisations or corporate bodies, including clubs, associations, charities and companies
+ Accounts held by trustees
+ Accounts operated by a donee under a power of attorney

Interested in giving your money a health check?
The Money Advice Service is a free, independent service. Set up by government and funded by a levy on the financial services industry. This facility offers a free confidential health check. Just answer some confidential straightforward questions, which takes about 5 - 10 minutes and receive an action plan tailored to you with clear goals to work towards.

You can receive your money health check by clicking on this link: Money Advice Service.

Financial Ombudsman Service

We are a member of the Financial Ombudsman Service. Click here for further details about the Financial Ombudsman

Financial Services Compensation Scheme
The Society participates in the Financial Services Compensation Scheme (FSCS) established under the Financial Services and Markets Act 2000. Payments under the Scheme are limited to a maximum of £85,000 of an investor's total shares and/or deposits in a Society. Most investors are covered, including individuals and small firms.

Those not covered include:
-  A large company
-  A large partnership
-  A local authority
-  An overseas financial services institution
-  Some pension funds
-  The auditors of the Society and its group
-  A person whose claim arises from transactions in connection with which they have been convicted for money laundering.


link to find out more about the fscs


A small number of categories of shares and deposits are not covered. Although most shares and deposits are denominated in sterling, all other currencies are covered. Further details are available from  

The FSCS has produced a new online tool for consumers who want to know whether their savings are protected, you can find out more about this here: FSCS Deposit Protection Checker.