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Interest rates for current savings accounts

Products Balance Gross Net* Gross AER^

2nd Issue Branch Saver
Annual interest
(Rates effective from 1 November 2013)


£500+
£1+


1.36%
0.50%


1.09%
0.40%


1.36%
0.50%

2nd Issue Direct Access Share
Annual interest
(Rates effective 31 May 2013) 


£50,000+
£500+
£1+ 


0.95%
0.71%
0.30% 


0.76%
0.57%
0.24% 


0.95%
0.71%
0.30% 

 

3rd Issue Notice Saver Account
Annual interest
(Rates effective 31 May 2013)



Monthly interest


£100,000+
£50,000+
£10,000+
£1,000+

£100,000+
£50,000+
£10,000+
£5,000+ 


1.30%
1.10%
1.00%
0.90% 

1.29%
1.09%
1.00%
0.90%


1.04%
0.88%
0.80%
0.72%

1.03%
0.87%
0.80%
0.72% 


1.30%
1.10%
1.00%
0.90%

1.30%
1.10%
1.00%
0.90%

10th Issue Fixed Rate Cash ISA
To 31 May 2016
Annual interest
(Rate effective 5 December 2013)



£1,000+



2.10%



Tax-free**



2.10%

 

11th Issue Fixed Rate Cash ISA
For 1 year
Annual interest
(Rate effective 31 December 2013)



£1,000+



1.76%



Tax-free**



1.76%

 

3rd Issue 45 Day Notice Cash ISA 
Annual interest
(Rates effective 27 February 2013) 
#The new interest rate tier of £25,000
will take effect from 6 April 2014.


£35,000+
£25,000+#
£20,000+
£15,000+
£10,000+
£5,000+
£3,000+


2.00%
1.90%
1.85%
1.80%
1.75%
1.70%
1.65% 


Tax-free**
Tax-free**
Tax-free**
Tax-free**
Tax-free**
Tax-free**
Tax-free**


2.00%
1.90%
1.85%
1.80%
1.75%
1.70%
1.65%

 

1st Issue Cash Junior ISA 
Annual interest
(Rates effective 1 October 2013)


£3,000+
£1,000+
£1+


2.00%
1.50%
1.25%


Tax-free**
Tax-free**
Tax-free**


2.00%
1.50%
1.25%

 

4th Issue Bond Saver
Annual interest
(Rate effective from 31 May 2013)


£1,000+


1.05%


0.84%


1.05%

* Interest will be paid or credited after deduction of income tax at the lower rate of 20% or, subject to the required certification, gross. ^ AER stands for Annual Equivalent Rate and illustrates what the annual rate would be if interest was compounded.
** Interest is described as being tax-free as it is currently exempt from income tax. The future tax treatment of Individual Savings Accounts may vary. 

-  Click here to see previous variable interest rates (for current and withdrawn savings accounts)
Click here to see interest rates for our withdrawn accounts
Click here for details of our Business Account interest rates