Interest rates for current savings accounts

(Rates effective from 6 April 2009 unless stated otherwise)

Products	Balance	Gross	Net*	Gross AER^
2nd Issue Direct Access Share Annual interest (Rate effective 31 May 2013)	£50,000+ £500+ £1+	0.95% 0.71% 0.30%	0.76% 0.57% 0.24%	0.95% 0.71% 0.30%
3rd Issue Notice Saver Account Annual interest (Rates effective 31 May 2013) Monthly interest	£100,000+ £50,000+ £10,000+ £1,000+ £100,000+ £50,000+ £10,000+ £5,000+	1.30% 1.10% 1.00% 0.90% 1.29% 1.09% 1.00% 0.90%	1.04% 0.88% 0.80% 0.72% 1.03% 0.87% 0.80% 0.72%	1.30% 1.10% 1.00% 0.90% 1.30% 1.10% 1.00% 0.90%
1st Issue Online Cash ISA Annual interest (Rate effective 25 March 2013)	£100+	1.65%	Tax-free**	1.65%
3rd Issue 45 Day Notice Cash ISA Annual interest (Rate effective 27 February 2013)	£35,000+ £20,000+ £15,000+ £10,000+ £5,000+ £3,000+	2.00% 1.85% 1.80% 1.75% 1.70% 1.65%	Tax-free Tax-free Tax-free Tax-free Tax-free Tax-free	2.00% 1.85% 1.80% 1.75% 1.70% 1.65%
1st Issue Junior ISA Annual interest (Rate effective 1 November 2011)	£3,000+ £1,000+ £1+	3.01% 2.26% 1.81%	Tax-free Tax-free Tax-free**	3.01% 2.26% 1.81%
Monthly Saver Annual interest	£20+	1.50%	1.20%	1.50%
4th Issue Bond Saver Annual interest (Rate effective from 31 May 2013)	£1,000+	1.05%	0.84%	1.05%

* Interest will be paid or credited after deduction of income tax at the lower rate of 20% or, subject to the required certification, gross. ^ AER stands for Annual Equivalent Rate and illustrates what the annual rate would be if interest was compounded.
** Interest is described as being tax-free as it is currently exempt from income tax. The future tax treatment of Individual Savings Accounts may vary.

- Click here to see previous variable interest rates (for current and withdrawn savings accounts)
- Click here to view the interest rates for our withdrawn accounts
- Click here for details of our Business Account interest rates