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Interest rates

To view the current interest rates applying to your savings please click on the account type below.

Current Savings Accounts (rates effective from 6 April 2009 unless otherwise stated) 

Second Issue Cash ISA
1st Issue 45 Day Notice Cash ISA (rates effective from 1 March 2010)
5th Issue Fixed Rate Cash ISA - fixed rate for 3 years (rates effective from 12 September 2011)
Junior ISA (rates effective from 1 November 2011)
Direct Access Share (updated 1 November 2009)
Monthly Saver
Notice Saver (rates effective from 16 August 2010)
Branch Saver (rate effective from 2 November 2009)
Bond Saver (rate effective from 1 May 2010)
41st Issue Savings Bond - fixed rate for 1 year (rate effective from 19 January 2012)
1st Issue Tracker Savings Bond - tracks Bank of England bank rate for 1 year (rate effective from 24 May 2011)

Savings Accounts no longer available (rates effective from 6 April 2009 unless otherwise stated)

Guaranteed Cash ISA 2009/10 (rate effective 6 April 2010)
Guaranteed Cash ISA 2005/06, 2006/07, 2007/08 & 2008/09
First Issue Cash ISA
1st Issue Index Linked Cash ISA (rate effective 1 October 2008)
2nd Issue Index Linked Cash ISA (rates effective 16 August 2010)
Monthly High Income
90 Day 1st Issue
90 Day 2nd Issue
Direct 90 Notice
Ordinary Share
Instant Access/Direct Access Deposit (updated 1 November 2009)
Personal Deposit

Current Savings Accounts
(Rates effective from 6 April 2009 unless otherwise stated)

PRODUCTS	Balance	Gross	Net	Gross AER
Second Issue Cash ISA Annual Interest	£1+	1.81%	Tax-free	1.81%	back to top
1st Issue 45 Day Notice Cash ISA (rate effective 1 March 2010)	£35,000+	3.10%	Tax-free	3.10%	back to top
(£25,000+ tier effective from 6 April 2011)	£25,000+	2.90%	Tax-free	2.90%
	£20,000+	2.80%	Tax-free	2.80%
	£15,000+	2.70%	Tax-free	2.70%
	£10,000+	2.60%	Tax-free	2.60%
	£5,000+	2.50%	Tax-free	2.50%
	£3,000+	2.00%	Tax-free	2.00%
5th Issue Fixed Rate Cash ISA (rate effective 12 September 2011) 3 year term. Annual Interest	£1,000+	3.70%	Tax-free	3.70%	back to top
Junior ISA  (rate effective 1 November 2011)	£3,000+	3.01%	Tax-free	3.01%
Annual Interest	£1,000+	2.26%	Tax-free	2.26%
	£1+	1.81%	Tax-free	1.81%	back to top
Direct Access Share (rate effective 1 November 2009)	£50,000+	1.50%	1.20%	1.50%	back to top
Annual Interest	£500+	1.26%	1.01%	1.26%
	£1+	0.40%	0.32%	0.40%
Monthly Saver Annual Interest	£20+	1.50%	1.20%	1.50%	back to top
Notice Saver (rate effective from 16 August 2010) Annual Interest	£100,000+	2.70%	2.16%	2.70%	back to top
	£50,000+	2.40%	1.92%	2.40%
	£10,000+	2.20%	1.76%	2.20%
	£1,000+	2.00%	1.60%	2.00%
Monthly Interest	£100,000+	2.67%	2.14%	2.70%	back to top
	£50,000+	2.37%	1.90%	2.40%
	£10,000+	2.18%	1.74%	2.20%
	£1,000+	1.98%	1.58%	2.00%
Branch Saver (rate effective from 2 November 2009) Annual Interest	£500+	2.11%	1.69%	2.11%	back to top
	£1+	0.80%	0.64%	0.80%
Bond Saver (rate effective from 1 May 2010) Annual Interest	£1,000+	2.35%	1.88%	2.35%	back to top
41st Issue Savings Bond (rate effective from 19 January 2012) 1 year term. Annual interest	£1,000+	3.01%	2.41%	3.01%	back to top
1 year term. Monthly Interest	£5,000+	2.97%	2.38%	3.01%	back to top
1st Issue Tracker Savings Bond (rate effective from 24 May 2011) 1 year term. Annual interest	£1,000+	2.76%	2.21%	2.76%	back to top
1 year term. Monthly interest	£5,000+	2.73%	2.18%	2.76%	back to top

What were the previous interest rates?

Savings Accounts no longer available
(Rates effective from 6 April 2009 unless otherwise stated)