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Interest rates for current savings accounts

Products Balance Gross Net* Gross AER^

2nd Issue Cash NISA
Annual interest

(Rates effective from 17 August 2013)


£1+


1.25%


Tax free**


1.25%

3rd Issue 45 Day Notice Cash NISA
Annual interest

(Rates effective from 11 August 2014) 


£30,000+
£15,000+
£3,000+ 


1.60%
1.45%
1.30%


Tax free**
Tax free**
Tax free**


1.60%
1.45%
1.30%

 

15th Issue Fixed Rate Cash NISA
Annual interest

(Rates effective from 6 April 2015) 


£1,000+


1.61%


Tax free**


1.61%

 

2nd Issue Direct Access Share
Annual interest

(Rates effective from 31 May 2013) 


£50,000+
£500+
£1+


0.95%
0.71%
0.30%


0.76%
0.57%
0.24%


0.95%
0.71%
0.30%

 

3rd Issue Branch Saver
Annual interest

(Rates effective from 29 July 2015) 


£500+
£1+


1.26%
0.50%


1.01%
0.40%


1.26%
0.50%

 

4th Issue Bond Saver
Annual interest

(Rates effective from 31 May 2013)


£1,000+


1.05%


0.84%


1.05%


3rd Issue Notice Saver Account
Annual interest




Monthly interest



(Rates effective 31 May 2013)


£100,000+
£50,000+
£10,000+
£1,000+

£100,000+
£50,000+
£10,000+
£5,000+


1.30%
1.10%
1.00%
0.90%

1.29%
1.09%
1.00%
0.90%


1.04%
0.88%
0.80%
0.72%

1.03%
0.87%
0.80%
0.72%


1.30%
1.10%
1.00%
0.90%

1.30%
1.10%
1.00%
0.90% 

 

56th Issue Savings Bond (fixed rate for 2 years)

Annual interest


Monthly interest

(Rates effective from 1 December 2014)


£10,000+
£1,000+

£10,000+
£5,000+ 


2.01%
1.81%

1.99% 
1.80%


1.61%
1.45%

1.59% 
1.44%


2.01%
1.81%

2.01%
1.81% 

 

57th Issue Savings Bond (fixed rate for 1 year)
Annual interest


Monthly interest

(Rates effective from 1 January 2015)


£10,000+
£1,000+

£10,000+
£5,000+


1.76%
1.56%

1.75%
1.55%


1.41%
1.25%

1.40%
1.24%


1.76%
1.56%

1.76%
1.56%

 

59th Issue Savings Bond (fixed rate until 30 July 2018)
Annual interest

Monthly interest

(Rates effective from 29 June 2015)


£10,000+

£10,000+ 


2.26%

2.24% 


1.81%

1.79%


2.26%

2.26% 

 

60th Issue Savings Bond (fixed rate until 31 August 2020)
Annual interest

Monthly interest

(Rates effective from 29 June 2015)


£10,000+

£10,000+


2.61%

2.58%


2.09%

2.06%


2.61%

2.61%

 

* Interest will be paid or credited after deduction of income tax at the lower rate of 20% or, subject to the required certification, gross. ^ AER stands for Annual Equivalent Rate and illustrates what the annual rate would be if interest was compounded.
** Interest is described as being tax-free as it is currently exempt from income tax. The future tax treatment of Individual Savings Accounts may vary.

-  Click here to see previous variable interest rates (for current and withdrawn savings accounts)
Click here to see interest rates for our withdrawn accounts
Click here for details of our Business Account interest rates