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Interest rates for current savings accounts

Products Balance Gross Net* Gross AER^

2nd Issue Direct Access Share
Annual interest
(Rates effective 31 May 2013)

£50,000+
£500+
£1+

0.95%
0.71%
0.30%

0.76%
0.57%
0.24%

0.95%
0.71%
0.30%

2nd Issue Branch Saver
Annual interest
(Rates effective from 26 January 2015)

£500+
£1+

1.41%
0.50%

1.13%
0.40%

1.41%
0.50%

 

3rd Issue Online Saver***
Annual interest
(Rate effective from 26 January 2015)

 £100+

 1.41%

1.13% 

1.41%  

 

4th Issue Bond Saver
Annual interest
(Rate effective from 31 May 2013)

£1,000+

1.05%

0.84%

1.05%


3rd Issue Notice Saver Account
Annual interest
(Rates effective 31 May 2013)


Monthly interest

£100,000+
£50,000+
£10,000+
£1,000+

£100,000+
£50,000+
£10,000+
£5,000+  

1.30%
1.10%
1.00%
0.90%

1.29%
1.09%
1.00%
0.90%

 

1.04%
0.88%
0.80%
0.72%

1.03%
0.87%
0.80%
0.72%

 

1.30%
1.10%
1.00%
0.90%

1.30%
1.10%
1.00%
0.90% 

 

56th Issue Savings Bond

Annual interest
(Rate effective from 1 December 2014)

Monthly interest

£10,000+
£1,000+


£10,000+
£5,000+

 

2.01%
1.81%


1.99% 
1.80%

1.61%
1.45%


1.59% 
1.44%

2.01%
1.81%


2.01%
1.81%

 
 

57th Issue Savings Bond

Annual interest
(Rate effective from 1 January 2015)

Monthly interest

£10,000+
£1,000+


£10,000+
£5,000+  

1.76%
1.56%


1.75%
1.55%

1.41%
1.25% 


1.40%
1.24%

1.76%
1.56%


1.76%
1.56% 

 

58th Issue Savings Bond

Annual interest
(Rate effective from 12 January 2015)

Monthly interest

£10,000+



£10,000+

1.41%



1.40%

 

1.13%



1.12%

 

1.41%



1.41%

 
 

3rd Issue 45 Day Notice Cash NISA***
Annual interest
(Rate effective from 11 August 2014)

£30,000+
£15,000+
£3,000+ 

1.60%
1.45%
1.30% 

Tax free**
Tax free**
Tax free**

 

1.60%
1.45%
1.30%

 

13th Issue Fixed Rate Cash NISA
Annual interest
(Rate effective from 1 December 2014)

£1,000+

 

1.51%

 

Tax free**

 

1.51%

 
 

* Interest will be paid or credited after deduction of income tax at the lower rate of 20% or, subject to the required certification, gross. ^ AER stands for Annual Equivalent Rate and illustrates what the annual rate would be if interest was compounded.
** Interest is described as being tax-free as it is currently exempt from income tax. The future tax treatment of Individual Savings Accounts may vary. 
*** Product relaunched with effect from 19 January 2015.

-  Click here to see previous variable interest rates (for current and withdrawn savings accounts)
Click here to see interest rates for our withdrawn accounts
Click here for details of our Business Account interest rates