Mortgages home

Whether you're buying your first home, moving house or simply changing mortgage provider, we can offer you a personal approach to mortgages.

Personal service: One number gets you straight through to our experienced staff who can quickly answer any questions you have about our products.
24/7 online: Our Online service can help you find out how much you can borrow, what it will cost and, when you're ready, you can submit your application.
Tailored lending decisions: Our experienced underwriters give individual consideration to each and every application.

We lend on property throughout England and Wales and have no upper age limit for mortgage borrowers.

Useful Information

To discuss your requirements

Call our Customer Centre on

01372 747771

or email us at

customer centre

Owner Occupier Mortgages

FIRST TIME BUYER

Let us help you buy your first home.

With help from your family you can get up to 95% loan to value with our Family First Guarantor Mortgage.
+ First Time Buyer mortgages

MOVING HOME

Take the stress out of moving home...

We have a range of fixed, tracker and discounted variable rate mortgages for you to choose from.
+ Moving Home mortgages

REMORTGAGING

You don't have to move house to move your mortgage!

We have a range of fixed, tracker and discounted variable rate mortgages for you to choose from.
+ Remortgaging

CHECK ELIGIBILITY

Complete our mortgage eligibility checker to find out how much you might be eligible to borrow.

A response will normally be emailed back to you within one business day: Mortgage Eligibility form

Buy to Let and Specialist Mortgages

BUY TO LET: PURCHASE

Let us help you invest in the property market...

We have a range of fixed, tracker and discounted variable rate mortgages for you to choose from.
+ Purchase

BUY TO LET: REMORTGAGE

We can help you remortgage your property investment...

We have a range of fixed, tracker and discounted variable rate mortgages for you to choose from.
+ Remortgage

SPECIALIST MORTGAGES

Even if your circumstances are more unusual, our personal approach to lending means that we may still be able to help:

+ Second home, Expatriate mortgage, Holiday home, Armed Forces mortgage...find out more

CHECK ELIGIBILITY

Complete our buy to let mortgage eligibility checker to find out how much you might be eligible to borrow.

A response will normally be emailed back to you within one business day: Buy to Let mortgage eligibility

Search and Apply online
The simplest and quickest way to choose a product from our range and, at completion of the loan, you can claim £75 cashback.

Our Online service enables you to:
+ Calculate how much you can borrow from National Counties
+ See which of our online mortgage products we can offer you
+ Find out how much your monthly payment will be
+ Obtain a personalised illustration, which you can print or save
+ Save your application at any stage in the process, which allows you to return to it at a later time.

Find out more: Search and Apply Online

Do you need our help?
Please call us on 01372 747771 - we don't offer advice, but one of our team will be pleased to talk through any queries you have about our mortgage products. We're open Monday - Friday, 8.30am to 5.30pm and on Saturdays from 9.00am to 12.00 noon.

Alternatively if you would like us to contact you at a time of your choice please complete the call back request form on our website which can be found here:
Contact us - Call back request

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE