Standard mortgage - further advance

The Society is pleased to offer its existing borrowers secured loan facilities for improvement of their property or capital raising for any other purpose.

If you are considering a further advance on your mortgage and would like to know more please select either Standard Mortgage - Further Advance, Flexible mortgage - further advance, or Buy To Let Mortgage - Further Advance, depending which terms and conditions are applicable to your existing loan.

If your mortgage with National Counties completed on or after 31 October 2004.

Your mortgage is regulated by the Financial Services Authority. A further advance is easily arranged up to a maximum of 75% of the property value and subject to a minimum borrowing limit of £2,000. If you are interested in applying for additional borrowing please click on the link below to view the mortgage products available.

If your mortgage with National Counties completed before 31 October 2004.

Your mortgage is currently not a Regulated Mortgage Contract. A further advance is easily arranged up to a maximum of 75% of the property value and subject to a minimum borrowing limit of £2,000. If you are interested in applying for additional borrowing we will convert your existing mortgage to a Regulated Mortgage Contract, which will mean that your mortgage will be regulated by the Financial Services Authority. There will be no extra cost to you besides the usual Further Advance processing and completion fees. If you are interested in applying for additional borrowing please click on the link below to view the mortgage products available.

further advance products

standard variable rates

Total borrowing of up to 75% of the current property value can be considered.

Bank of England Bank rate tracker initial variable rates

During the initial tracker period, interest rate changes are effective from the 25th day of the month following a change in the Bank of England Bank Rate.
Total borrowing of up to 80% of the current property value can be considered.

discounted initial variable rates

Total borrowing of up to 80% of the current property value can be considered.

Fixed Rates

None currently available

please click here for further information on the above products

* This completion fee is not payable if this mortgage product is applied for in conjunction with an existing mortgage product switch.

After viewing the products that are available please contact us at the Customer Centre on 01372 747771 to arrange for a Keyfacts Illustration and application form to be posted to you. When you call us we will ask you some basic financial information and other questions about the property to ensure that the loan you are requesting is affordable and can be achieved based on our lending criteria. Please make sure that you have adequate privacy when disclosing this information to us. Alternatively if you would like us to contact you at a time of your choice please complete the call me back request on our website which can be located in the Contact Us link at the top right hand corner of this page.

Security will be required for the loan.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE