Tariff of mortgage charges
The list below details the charges levied by the Society in respect of various matters which can arise. The "standard" initial charges associated with a Society mortgage and any product charges, including "completion fees" and/or "early repayment charges", are detailed on the notes accompanying the application form and the product summary sheet.
effective 1 march 2011
|
general charges |
AMOUNT | |
|---|---|---|
|
Adding/removing borrowers (exclusive of legal cost) |
£100 |
|
|
Buildings insurance other than through society |
£30 |
|
|
Change of Term |
£50 |
|
|
Copy of annual statement (original supplied at no charge) |
£20 |
|
|
Data accessing (Data Protection Act) |
£10 |
|
|
Further advance processing (inclusive of revaluation) |
£125 |
|
|
Further advance legal work (exclusive of disbursements e.g. search fees) |
£100 |
|
|
Letting of mortgaged property |
£125 |
|
|
List of account transactions |
£20 |
|
|
Mortgage reference/Certificate of title |
£50 |
|
|
Optional Sale agreement approval (exclusive of legal costs) |
£125 |
|
|
Partial release of security/title alterations (exclusive of legal costs) |
£100 |
|
|
Rearrangement/product transfer of mortgage (legal costs additional) |
£100 |
|
|
Reinspection/Revaluation of mortgaged property |
£85 |
|
|
Second charge registration fee |
£25 |
|
|
Tax year interest certificate |
£20 |
|
|
Telegraphic transfer |
£25 |
|
|
Lifetime Mortgage Facility renewal fee |
£99 |
|
|
|
|
|
Copy documents from deeds |
from £20 |
|
|
Deeds production/Release fee |
£25 |
|
|
Letter of no further interest |
£50 |
|
|
Mortgage discharge/Sealing fee |
£75 |
|
|
|
|
|
Administration charge for checking and signing Witness Statement |
£35 |
|
|
Broken arrangement fee |
£20 |
|
|
Non Standard arrears letter fee |
£20 |
|
|
Payment of leasehold arrears |
£60 |
|
|
Preparation of Pre-action Protocol Checklist/Witness Statement |
£50 |
|
|
Returned cheque, rejected direct debit or other unpaid receipt |
£25 |
|
|
Warrant for possession |
£50 |
|
|
Taking property into possession |
£125 |
|
|
Agents instruction fee for attendance at possession |
£295 |
|
|
Arrears counselling services |
from £75 |
|
|
|
|
|
Adjournment of hearing |
£25 |
|
|
Witness statement and court hearing |
£200 |
|
|
Application for possession warrant |
£50 |
|
|
Conveyancing fee for sale |
from £250 |
|
|
Issue of summons for possession |
£165 |
|
|
Non standard letter |
£25 |
|
|
Notice to occupiers, tenants and local authority |
£30 |
|
|
Pre-action letter |
£25 |
|
|
Re-instatement of hearing |
£35 |
|
|
Re-issue of warrant |
£40 |
|
|
Reply to application to suspend warrant |
£100 |
|
|
Reply to defence/special witness statement |
from £100 |
|
|
Supplemental Witness Statement |
£75 |
|
|
Distribution of surplus sale proceeds |
from £100 |
|
|
|
|
|
Court fee for interim application |
£40 |
|
|
Court fee for summons for possession |
£150 |
|
|
Court fee for warrant for possession |
£95 |
|
|
Miscellaneous court fees |
from £25 |
|
|
Miscellaneous sales expenses (e.g. agents fees, clearance fee) |
unlimited |
|
|
Miscellaneous search fees |
up to £30 |
|
|
Miscellaneous agents fees (e.g. to attend hearing) |
unlimited |
Should an instance arise, not provided for above, where a charge is levied, you will be advised in advance. If there are any changes to the above, you will be notified upon issue of your annual mortgage statement.
Security will be required for the loan.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Mortgage Charges
Authorised and Regulated by the Financial Services Authority. FSA Register Number: 206080
National Counties introduces its customers to Legal and General for advising on and arranging life assurances, pensions and investment products bearing Legal and General's name.
