Existing Borrower Saving

As an existing customer, whether you are moving home or coming to the end of your current scheme we can offer you a number of alternatives.

Not moving home?

At the end of your current scheme, you may be eligible to benefit from the mortgage products available to new customers, subject to a cost to transfer. For further information please select the product link below or contact Customer Centre on 01372 747771.

Existing Customers Owner Occupier

Existing Customers Residential Investment

If you are moving home...

If you are an existing National Counties borrower and you are planning to move home then there are a number of options available to you when arranging your new mortgage.

Your options

Firstly you may wish to consider taking your existing scheme with you. If you choose to do this we may be able to include any additional borrowing in the same scheme, too, unless your existing scheme is a fixed interest rate which is lower than those we currently offer.

Secondly you can consider applying for one of our currently available products. Simply select PRODUCT DETAILS from the left hand menu and browse the schemes which are available for property purchase.

And, finally, we are pleased to offer existing borrowers who are moving house our flexible mortgage at a special low introductory rate. Select EXISTING BORROWER PURCHASE FLEXIMORTGAGE for further information.

No Early Repayment Charges

No matter which of the available options you choose we are pleased to advise that should your existing mortgage be subject to an early repayment charge then this will be refunded to you on completion of your new mortgage with us.

Existing Customer Mortgage Saving

As an exclusive benefit for existing customers* taking out a new mortgage with us we will waive our standard processing fee (which includes the cost of our valuation of the property).

* The saving is available to all existing borrowing customers moving house and to all existing savers who have held an account with us for a minimum of 12 months, with a minimum balance of £250, and are moving home or remortgaging to the Society. Should an application submitted under the existing customer scheme not proceed for any reason following valuation, the Society reserves the right to collect the processing fee for any subsequent applications.

Borrowers must be aged 18 years or over and to comply with legislation the Society will need to confirm identity prior to completion of the mortgage. Details of the identification needed will be supplied on request. Loans are subject to valuation and status. Additional security may be required.

Security will be required for the loan.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE