RESIDENTIAL INVESTMENT MORTGAGE

A further advance is easily arranged up to a maximum of 75% of the property value and subject to a minimum borrowing limit of £2,000. The loan can be used for any purpose providing it is above £25,250. For loans less than £25,250 it must be for the purpose of property improvement or land purchase. Should you wish to borrow less than £25,250 for any other purpose we will need to replace your present mortgage with a new mortgage, combining your present lending terms with the additional advance you now require. On completion of the new loan, which will be allocated with a new mortgage account number, we will retain the amount required to repay the outstanding balance on your present mortgage and the surplus funds will be paid to you. There will be no extra cost for this change.

If you are interested in applying for additional borrowing please click on the link below to view the mortgage products available.

Further Advance Product Summary

After viewing the products that are available please contact us at the Customer Centre on 01372 747771 to arrange for a Key Facts Illustration and application form to be posted to you. When you call us we will ask you some basic financial information and other questions about the property to ensure that the loan you are requesting is affordable and can be achieved based on our lending criteria. Please make sure that you have adequate privacy when disclosing this information to us. Alternatively if you would like us to contact you at a time of your choice please complete the call me back request on our website which can be located in the yellow ´Contact Us´ button at the top of this page.

If you do not have Adobe Acrobat Reader this can be obtained by following the link below.

Security will be required for the loan.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE