Our current savings products are summarised below and full details and application form can be obtained by clicking the appropriate account name in the left hand column of the table. The interest rates can also be viewed by selecting INTEREST RATES from the left hand menu.
| Savings Account | Easy Access |
Annual Interest |
Monthly Interest |
Fixed Rate |
Tax Free Interest |
Min Investment |
Max Investment+ |
|---|---|---|---|---|---|---|---|
| Guaranteed Cash ISA 2008/09 | √ | √ | √ | £1 | £3,600 | ||
| Second Issue Cash ISA | √ | √ | √ | £1 | £3,600 + transfers | ||
| Index Linked Cash ISA | √ | √ | √ | £1,000 | £3,600 + transfers | ||
| Direct Access Share | √ | √ | £1 | £1,000,000 | |||
| Monthly Saver | √ | √ | £20* | £500* | |||
| Direct 90 Notice | √ | √ | £5,000 | £1,000,000 | |||
| Savings Bond - 3 years | √ | √ | √ | £1,000** | £75,000 | ||
| Savings Bond - 1 year | √ | √ | √ | £1,000** | £100,000 |
+ Subject to your total holding with us not exceeding £1,000,000
* Investment required each month.
** For monthly Interest a minimum balance of £5,000 is required.
By centralising administration in our Epsom headquarters, we are able to provide a first class professional service to our customers. Our efficiency ensures that competitive rates are offered to savers. Operation of savings accounts is easy, as you may contact us by:
- Telephone
- Post
- Branch
- National Counties Online Service
National Counties Online - accounts unavailable with the service:-
deposit accounts; joint accounts where two or more account holders are required to authorise transactions; accounts held by organizations or corporate bodies, including clubs, associations, charities and companies; accounts held by trustees; accounts operated by a donee under a power of attorney
We are a member of the Financial Ombudsman Service and subscribe to the Banking Code. Click Here to view the Banking Code.
The Society participates in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. Payments under the Scheme are limited to a maximum of £35,000 of an investor's total shares and/or deposits in a Society. Most investors are covered, including individuals and small firms. A small number of categories of shares and deposits are not covered. Although most shares and deposits are denominated in sterling, all other currencies are covered. Further details are available from www.fscs.org.uk.
Should you have any queries
regarding our Savings products please contact Customer Centre direct on:
01372 747771
or select CONTACT US at the very top of this screen and use our email facility
